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Health Insurance In India

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Health insurance policies cover medical expenses incurred during the medical treatment of an insured person. Different types of policies such as Group Plans, Individual Plans etc. provide various types of health cover. Also, there are hundreds of products in the Indian market today. Choosing the most suitable health insurance policy, without any assistance, is difficult. This makes it necessary for you to compare health insurance plans, which can be quite time-consuming. We provide the side by side comparison of all major health insurance policies available in the market today. Compare health insurance plans to choose the one that best suits your needs.

Importance of Health Insurance in India

As the Lifestyle changes, unhealthy diet and high stress environment have taken its toll on the society, the importance of health insurance in India is growing day by day. Diseases that used to be predominant in old age are now commonly found in the younger generation. Yet, only about 17% of the Indian population have some kind of health insurance cover. It must be understood that health insurance must not be seen only as a means of investment, but also as a tool to secure the future of you and your loved ones. Health insurance plans are of different types, such as Critical Illness Insurance, Accidental Insurance Plans etc. It is important to compare health insurance plans, to choose the best policy among hundreds of policies available in the market today. Health policies contain many terms and conditions which must be thoroughly analyzed before finally purchasing.

What is Health Insurance?

A medical emergency can strike anyone at any time, causing significant emotional and psychological trauma. Not to mention the financial stress it causes. Medical emergencies are unpredictable and given the skyrocketing health care costs in India, it is wise to buy a health insurance. So what is health insurance? Health insurance in India is defined as a contract between an individual and an insurance provider, in which the insurer agrees to provide a specific health cover upon payment of a premium subject to the various terms and conditions. In other words, the medical costs incurred during the treatment of the insured are reimbursed by the insurance company.