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Apollo Munich Dengue Care
Apollo Munich Dengue Care

Bajaj Allianz Tax Gain
Bajaj Allianz Tax Gain



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Apollo Munich Dengue Care
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Bajaj Allianz Tax Gain

Apollo Munich Dengue Care and B A Tax Gain Terms

1 Terms and Conditions
1.1 Cancellation Period
1.1.1 For Insurance Provider
Apollo Munich O..
30 Days
Rank: 1 (Overall)
15 Days
Rank: 2 (Overall)
Royal Sundaram Surgicare Terms and Conditions
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1.1.2 For Policy Holder
Apollo Munich O..
30 Days
Rank: 3 (Overall)
30 Days
Rank: 3 (Overall)
Royal Sundaram Surgicare Terms and Conditions
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1.2 Rate of Premium Retained
1.2.1 Up to 1 Month
Star Family Hea..
25.00 % of annual premium
Rank: 3 (Overall)
25.00 % of annual premium
Rank: 3 (Overall)
Star Health Accident Care Terms and Conditions
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1.2.2 Up to 3 Months
Star Family Hea..
50.00 % of annual premium
Rank: 5 (Overall)
50.00 % of annual premium
Rank: 5 (Overall)
L And T Personal Accident Insurance Terms and Conditions
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1.2.3 Up to 6 Months
Star Family Hea..
75.00 % of annual premium
Rank: 6 (Overall)
75.00 % of annual premium
Rank: 6 (Overall)
Max Bupa Heartbeat Ind Gold Terms and Conditions
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1.2.4 Exceeding 6 Months
Bajaj Allianz W..
100.00 % of annual premium
Rank: 2 (Overall)
100.00 % of annual premium
Rank: 2 (Overall)
ICICI Lombard Health Booster Terms and Conditions
ADD ⊕
1.3 Policy Renewal
Lifelong
Lifelong
1.4 Grace Period
Bajaj Allianz W..
30 Days
Rank: 1 (Overall)
30 Days
Rank: 1 (Overall)
SBI General F F Terms and Conditions
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1.5 Free Look Period
Bajaj Allianz W..
15 Days
Rank: 1 (Overall)
15 Days
Rank: 1 (Overall)
Bajaj Allianz Women Critical Illness Terms and Conditions
1.6 Waiting Period
1.6.1 No Claim Period
Future Generali..
15 Days
Rank: 1 (Overall)
30 Days
Rank: 2 (Overall)
Bajaj Allianz Personal Accident Terms and Conditions
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1.6.2 Specific Waiting Period
Not Available
24 months for specific illnesses
1.7 Claim Based Loading
22% Critical Illness Insurance Health Insurance Plans have it !
6% Family Health Insurance Health Insurance Plans have it !
1.8 Cover for Pre-Existing Diseases
Apollo Munich O..
Not Available
Rank: N/A (Overall)
after 48 Months
Rank: 5 (Overall)
Bajaj Allianz Silver Terms and Conditions
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1.9 Co-Pay
6% Critical Illness Insurance Health Insurance Plans have it !
53% Family Health Insurance Health Insurance Plans have it !
1.10 Sub-Limits
11% Critical Illness Insurance Health Insurance Plans have it !
27% Family Health Insurance Health Insurance Plans have it !

Apollo Munich Dengue Care and B A Tax Gain Policy Cancellation

Apollo Munich Dengue Care and B A Tax Gain policy cancellation can be of two types- cancellation by insurance provider or cancellation by policy holder. For the first plan, Insurance provider can cancel the policy with 30 Days of notice. The policy holder can cancel the policy with 30 Days of notice. For the second policy the insurance provider has to give a notice of 15 Days before cancelling the policy. The policy holder can cancel the policy by giving a notice 30 Days before the cancellation.

If Apollo Munich Dengue Care is cancelled within one month then the amount of premium retained by the insurance company is 25.00 % of annual premium. In Bajaj Allianz Tax Gain policy 25.00 % of annual premium is retained if the policy is cancelled within one month of the beginning of policy period.If the first policy is cancelled within 3 months then 50.00 % of annual premium is retained by the company.

In case of cancellation of the second policy within first 3 months, 50.00 % of annual premium is retained. If the former plan is cancelled within first 6 months, then 75.00 % of annual premium is retained by the company, whereas for the later plan 75.00 % of annual premium is retained by the company. Once the Apollo Munich Dengue Care policy exceeds 6 months, 100.00 % of annual premium is retained by the company. If the Bajaj Allianz Tax Gain policy is to be cancelled after completing 6 months of policy term then, 100.00 % of annual premium is retained by the policy.

Apollo Munich Dengue Care and B A Tax Gain Conditions

Apollo Munich Dengue Care and B A Tax Gain Conditions include various conditions regarding policy renewal, waiting periods, claim based loading, cover for pre-existing diseases, co-pay, sub-limits etc. Grace period for the first plan is 30 Days. Grace period for the second plan is 30 Days.

Policy renewal of the first plan is allowed Lifelong. Policy renewal of the second plan is allowed Lifelong. Apollo Munich Dengue Care has a no claim period of 15 Days and for Bajaj Allianz Tax Gain it is 30 Days. Apollo Munich Dengue Care and B A Tax Gain Terms and Conditions also provide the details about specific waiting periods for both the plans, which are specific to some types of illnesses.

Claim Based Loading

If an insurance company charges the premium for a term depending on the claims made in the previous term then it is called as claim based loading. Claim based loading is not used while calculating the premium of second plan. Pre-existing diseases are not covered under the former plan. Such diseases are covered after 48 Months in the later plan. Co-payment is not applicable in Apollo Munich Dengue Care. Co-payment is required in Bajaj Allianz Tax Gain

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