Other Benefits of the Two Plans
Other benefits of the two plans include cover for maternity expenses, new born baby cover, critical illness cover, Expert opinion in case of critical illness, and Accidental cover. Maternity expenses of the insured are not covered in the first plan. Maternity expenses of the insured are not covered in the second plan. Cover for critical illnesses is also provided under some plans. Critical illnesses are covered under Apollo Munich Dengue Care. Critical illness cover is available under Bharti AXA Smart Health Insurance. The critical illnesses that are covered under Apollo Munich Dengue Care are- Dengue. The critical illnesses that are covered under Bharti AXA Smart Health Insurance are- Aplastic Anemia, Bacterial Meningitis, Cancer, Coma, Coronary Artery Bypass Graft, End Stage Liver Disease, End Stage Lung Disease, First Heart Attack, Fulminant Viral Hepatitis, Heart Valve Surgery, Kidney Failure, Major Burns, Major Organ/Bone Marrow Transplant, Motor Neuron Disease, Multiple Sclerosis, Primary Pulmonary Arterial Hypertension, Stroke, Surgery of Aorta and Terminal Illness.
Some health insurance plans provide a facility to restore the sum assured in case the initial sum assured gets consumed within the policy period. This facility is not available under the former plan. Restoration of sum assured facility is not available under the second plan. Multiplier benefits are not available under the first plan. Multiplier benefits are available under the second plan.
Accidental Cover in Apollo Munich Dengue Care and Bharti Axa Smart
Accidental cover in Apollo Munich Dengue Care and Bharti Axa Smart includes benefits like accidental death, permanent or temporary disablement, child education, etc. Usually these covers are available in an Accidental Insurance Plans plan. Accidental death benefit is not covered in Apollo Munich Dengue Care. It is not covered under Bharti AXA Smart Health Insurance. Child Education Benefit is not available in Apollo Munich Dengue Care. In Bharti AXA Smart Health Insurance it is available Cover against permanent total disablement is not provided by 2nd policy and also not provided by 2nd policy.