Other Benefits of the Two Plans
Other benefits of the two plans include cover for maternity expenses, new born baby cover, critical illness cover, Expert opinion in case of critical illness, and Accidental cover. Maternity expenses of the insured are not covered in the first plan. Maternity expenses of the insured are not covered in the second plan. Cover for critical illnesses is also provided under some plans. Critical illnesses are covered under Apollo Munich Dengue Care. Critical illness cover is available under Future Generali Criticare. The critical illnesses that are covered under Apollo Munich Dengue Care are- Dengue. The critical illnesses that are covered under Future Generali Criticare are- Aorta graft surgery, Cancer of specified severity, Coma, First Heart Attack, Kidney Failure, Liver Failure, Major Organ/Bone Marrow Transplant, Multiple Sclerosis, Open Chest CABG, Primary Pulmonary Arterial Hypertension, Stroke and Total Blindness.
Some health insurance plans provide a facility to restore the sum assured in case the initial sum assured gets consumed within the policy period. This facility is not available under the former plan. Restoration of sum assured facility is not available under the second plan. Multiplier benefits are not available under the first plan. Multiplier benefits are available under the second plan.
Accidental Cover in Apollo Munich Dengue Care and Future Generali Criticare
Accidental cover in Apollo Munich Dengue Care and Future Generali Criticare includes benefits like accidental death, permanent or temporary disablement, child education, etc. Usually these covers are available in an Accidental Insurance Plans plan. Accidental death benefit is not covered in Apollo Munich Dengue Care. It is not covered under Future Generali Criticare. Child Education Benefit is not available in Apollo Munich Dengue Care. In Future Generali Criticare it is not available. Cover against permanent total disablement is not provided by 2nd policy and also not provided by 2nd policy.