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Apollo Munich Dengue Care
Apollo Munich Dengue Care

IFFCO TOKIO Family Health Protector Policy
IFFCO TOKIO Family Health Protector Policy



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Apollo Munich Dengue Care
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IFFCO TOKIO Family Health Protector Policy

Apollo Munich Dengue Care and I T Family Health Protector Benefits

1 Benefits
1.1 No Claim Bonus
1.1.1 Minimum
Apollo Munich O..
Not Available
Rank: N/A (Overall)
5 % of Basic Sum Insured
Rank: 6 (Overall)
Apollo Munich Optima Senior Benefits
ADD ⊕
1.1.2 Maximum
Apollo Munich O..
Not Available
Rank: N/A (Overall)
50 % of Basic Sum Insured
Rank: 2 (Overall)
LIC Jeevan Arogya Benefits
ADD ⊕
1.2 Health Checkups
6% Critical Illness Insurance Health Insurance Plans have it !
77% Individual Health Insurance Health Insurance Plans have it !
1.2.1 Description
Not Available
Available once at the end of every 4 claim free years
1.3 AYUSH Treatment
Not Covered
Not Covered
1.4 Maternity Expenses
No Critical Illness Insurance Health Insurance Plans has it !
44% Individual Health Insurance Health Insurance Plans have it !
1.4.1 New Born Baby Cover
No Critical Illness Insurance Health Insurance Plans has it !
37% Individual Health Insurance Health Insurance Plans have it !
1.5 Critical Illness Cover
All Critical Illness Insurance Health Insurance Plans have it !
46% Individual Health Insurance Health Insurance Plans have it !
1.5.1 Expert Opinion
22% Critical Illness Insurance Health Insurance Plans have it !
37% Individual Health Insurance Health Insurance Plans have it !
1.5.2 Illnesses Covered
Dengue
Cancer of specified severity, Coma, First Heart Attack, Kidney Failure, Major Organ/Bone Marrow Transplant, Motor Neuron Disease, Multiple Sclerosis, Open Chest CABG, Permanent Paralysis of Limbs, Repair of Hearth Valves, Stroke
1.6 Accidental Cover
1.6.1 Accidental Death Benefit
6% Critical Illness Insurance Health Insurance Plans have it !
10% Individual Health Insurance Health Insurance Plans have it !
1.6.2 AD Description
Not Available
Not Applicable
1.6.3 Child Education Benefit
6% Critical Illness Insurance Health Insurance Plans have it !
4% Individual Health Insurance Health Insurance Plans have it !
1.6.4 CE Description
Not Available
Not Applicable
1.6.5 Permanent Total Disablement
6% Critical Illness Insurance Health Insurance Plans have it !
8% Individual Health Insurance Health Insurance Plans have it !
1.6.6 PTD Description
Not Available
Not Applicable
1.6.7 Temporary Disablement Benefit
6% Critical Illness Insurance Health Insurance Plans have it !
3% Individual Health Insurance Health Insurance Plans have it !
1.6.8 TD Description
Not Available
Not Applicable
1.7 Restoration of Sum Insured
No Critical Illness Insurance Health Insurance Plans has it !
33% Individual Health Insurance Health Insurance Plans have it !
1.8 Multiplier Benefit
6% Critical Illness Insurance Health Insurance Plans have it !
36% Individual Health Insurance Health Insurance Plans have it !

Benefits of Apollo Munich Dengue Care and I T Family Health Protector

Benefits of Apollo Munich Dengue Care and I T Family Health Protector may include features such as No claim bonus, Health checkup cover, AYUSH treatment, Maternity expenses, critical illness cover etc. Apollo Munich Dengue Care and IFFCO TOKIO Family Health Protector Eligibility provides age restrictions for being eligible to get Apollo Munich Dengue Care and I T Family Health Protector benefits. No claim bonus is awarded to the insured for not claiming the insurance in previous policy term. IFFCO TOKIO Family Health Protector Policy provides a minimum no claim bonus of 5 % of Basic Sum Insured. Maximum no claim bonus that can be accumulated in the second plan is 50 % of Basic Sum Insured.

Some health insurance plans provide the facility of health checkups for the individuals or families after a few claim free years. Health checkup facility can not be availed under the first plan. Health checkups are available once at the end of every 4 claim free years in the later plan. Various Non-Allopathic treatments such as Ayurvedic treatment, Unani, Sidha and Homeopathic therapies are together called as AYUSH treatments. AYUSH treatment expenses are not covered under the first plan. AYUSH treatment expenses are not covered under the second plan.

Other Benefits of the Two Plans

Other benefits of the two plans include cover for maternity expenses, new born baby cover, critical illness cover, Expert opinion in case of critical illness, and Accidental cover. Maternity expenses of the insured are not covered in the first plan. Maternity expenses of the insured are not covered in the second plan. Cover for critical illnesses is also provided under some plans. Critical illnesses are covered under Apollo Munich Dengue Care. Critical illness cover is available under IFFCO TOKIO Family Health Protector Policy. The critical illnesses that are covered under Apollo Munich Dengue Care are- Dengue. The critical illnesses that are covered under IFFCO TOKIO Family Health Protector Policy are- Cancer of specified severity, Coma, First Heart Attack, Kidney Failure, Major Organ/Bone Marrow Transplant, Motor Neuron Disease, Multiple Sclerosis, Open Chest CABG, Permanent Paralysis of Limbs, Repair of Hearth Valves and Stroke.

Some health insurance plans provide a facility to restore the sum assured in case the initial sum assured gets consumed within the policy period. This facility is not available under the former plan. Restoration of sum assured facility is not available under the second plan. Multiplier benefits are not available under the first plan. Multiplier benefits are available under the second plan.

Accidental Cover in Apollo Munich Dengue Care and I T Family Health Protector

Accidental cover in Apollo Munich Dengue Care and I T Family Health Protector includes benefits like accidental death, permanent or temporary disablement, child education, etc. Usually these covers are available in an Accidental Insurance Plans plan. Accidental death benefit is not covered in Apollo Munich Dengue Care. It is not covered under IFFCO TOKIO Family Health Protector Policy. Child Education Benefit is not available in Apollo Munich Dengue Care. In IFFCO TOKIO Family Health Protector Policy it is not available. Cover against permanent total disablement is not provided by 2nd policy and also not provided by 2nd policy.

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