Information About Apollo Munich Energy includes details about the type of plan, name of the insurance provider, policy status etc. Apollo Munich Energy is a critical illness insurance provided by Apollo Munich Health Insurance. The company had an incurred claims ratio of 65.59 % for the financial year 2013-14 and 63.03 % for the financial year 2014-15. Incurred claims ratio is the ratio of claims incurred to the premiums collected by the insurance company. The plan is active and can be bought.
Apollo Munich Energy Eligibility provides important information of the policy, such as minimum and maximum limits of sum assured, entry age etc. Minimum age to be eligible to buy this plan is 18 Years.Cashless hospitalization is the facility provided by insurance company. Under this facility, the company directly settles medical bills, incurred during treatment of the policy holder, with the hospital.Cashless hospitalization facility is available for this health insurance policy. Minimum sum assured under Apollo Munich Energy is ₹ 200000. Maximum sum assured option available under the plan is ₹ 1000000.
Medical and hospital covers under Apollo Munich Energy include various covers such as Pre-hospitalization cover, post-hospitalization cover, room rent, OPD charges, cover for day care procedures, domiciliary hospitalization cover, Ambulance charges, Medical fees, Medical charges etc. Pre-Hospitalization is Covered up to 30 Days under Apollo Munich Energy.Post-Hospitalization is Covered up to 30 Days under the plan. Apollo Munich Energy covers full or partial rent of the room when the insured is admitted to the hospital. OPD charges are not covered under Apollo Munich Energy.
Day care procedures are the medical treatments that do not require the insured to be admitted to the hospital for more than 24 hours. 144 such procedures are covered under this policy. Domiciliary hospitalization charges are the expenses that occur when the medical treatment is taken at home. Such expenses are not covered in this health insurance policy. Ambulance charges up to ₹ 2000 are covered under the plan. Various medical fees and medical charges are also covered under this policy.
Important Benefits under Apollo Munich Energy may include no claim bonus, health check-ups, cover for Maternity expenses, Critical illness cover etc. Apollo Munich Energy Benefits includes information about additional benefits available under the plan. Health check-ups are not available under this policy. Maternity expenses are not covered under Apollo Munich Energy. Critical illness cover is available in this plan.
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