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Bajaj Allianz Tax Gain
Bajaj Allianz Tax Gain

Apollo Munich Optima Vital
Apollo Munich Optima Vital



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Bajaj Allianz Tax Gain
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Apollo Munich Optima Vital

B A Tax Gain and A M Optima Vital Medical Cover

1 Medical Cover
1.1 Ambulance Charges
Royal Sundaram ..
₹ 1000
Rank: 11 (Overall)
Not Available
Rank: N/A (Overall)
Reliance HealthWise Individual Insurance Medical Cover
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1.2 Air Ambulance Charges
6% Family Health Insurance Health Insurance Plans have it !
No Critical Illness Insurance Health Insurance Plans has it !
1.3 Medical Fees
1.3.1 Consultant
82% Family Health Insurance Health Insurance Plans have it !
11% Critical Illness Insurance Health Insurance Plans have it !
1.3.2 Surgeon
84% Family Health Insurance Health Insurance Plans have it !
6% Critical Illness Insurance Health Insurance Plans have it !
1.3.3 Specialist
76% Family Health Insurance Health Insurance Plans have it !
No Critical Illness Insurance Health Insurance Plans has it !
1.3.4 Anesthetist
75% Family Health Insurance Health Insurance Plans have it !
6% Critical Illness Insurance Health Insurance Plans have it !
1.3.5 Medical Practitioner
84% Family Health Insurance Health Insurance Plans have it !
11% Critical Illness Insurance Health Insurance Plans have it !
1.3.6 Nursing
88% Family Health Insurance Health Insurance Plans have it !
11% Critical Illness Insurance Health Insurance Plans have it !
1.4 Medical Charges
1.4.1 Blood
80% Family Health Insurance Health Insurance Plans have it !
6% Critical Illness Insurance Health Insurance Plans have it !
1.4.2 Oxygen
82% Family Health Insurance Health Insurance Plans have it !
6% Critical Illness Insurance Health Insurance Plans have it !
1.4.3 Anesthesia
88% Family Health Insurance Health Insurance Plans have it !
6% Critical Illness Insurance Health Insurance Plans have it !
1.4.4 Medicine
78% Family Health Insurance Health Insurance Plans have it !
6% Critical Illness Insurance Health Insurance Plans have it !
1.4.5 Operation Theater
88% Family Health Insurance Health Insurance Plans have it !
6% Critical Illness Insurance Health Insurance Plans have it !
1.5 Organ Donor Expenses
67% Family Health Insurance Health Insurance Plans have it !
6% Critical Illness Insurance Health Insurance Plans have it !

Medical Expenses under B A Tax Gain and A M Optima Vital

B A Tax Gain and A M Optima Vital Medical Cover includes the expenses, which incur during hospitalization of the insured person. Medical expenses under B A Tax Gain and A M Optima Vital includes cover for ambulance charges, medical fees, medical charges etc. Road ambulance service is covered in most of the health insurance policies in case emergency hospitalization is required. A pre-defined percentage of sum insured or a certain fixed amount is provided for this coverage.

Under Bajaj Allianz Tax Gain, ambulance expenses up to ₹ 1000 are covered. Sometimes the insured person needs to be shifted to a hospital in different city or state, in such case he needs to be moved in an air ambulance. The charges of Air Ambulance are not covered in the first plan. These charges are not covered in the second plan.

Medical fees covered under B A Tax Gain and A M Optima Vital

Medical fees covered under B A Tax Gain and A M Optima Vital medical cover are the fees paid for the services of medical professionals during hospitalization. Cover for certain expenses like blood supply, oxygen supply or other consumables may not be available under Bajaj Allianz Tax Gain and Apollo Munich Optima Vital Hospital Cover. Medical fees covered in Bajaj Allianz Tax Gain are- Nursing. Medical fees covered in Apollo Munich Optima Vital are- .

Medical Charges in B A Tax Gain and A M Optima Vital

Medical charges of B A Tax Gain and A M Optima Vital are the charges that are incurred when the insured person undergoes any kind of surgical procedure. It includes charges such as Blood charges, Artificial oxygen supply charges, Anesthesia charges, Operation charges etc. It also includes the cost of various medicines required during the course of the treatment.

  • Medical charges included under Bajaj Allianz Tax Gain are- .
  • Medical charges included under Apollo Munich Optima Vital are- .

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