Medical Expenses under B A Tax Gain and A M Optima Vital
B A Tax Gain and A M Optima Vital Medical Cover includes the expenses, which incur during hospitalization of the insured person. Medical expenses under B A Tax Gain and A M Optima Vital includes cover for ambulance charges, medical fees, medical charges etc. Road ambulance service is covered in most of the health insurance policies in case emergency hospitalization is required. A pre-defined percentage of sum insured or a certain fixed amount is provided for this coverage.
Under Bajaj Allianz Tax Gain, ambulance expenses up to ₹ 1000 are covered. Sometimes the insured person needs to be shifted to a hospital in different city or state, in such case he needs to be moved in an air ambulance. The charges of Air Ambulance are not covered in the first plan. These charges are not covered in the second plan.