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Bharti Axa Smart Health Critical Illness Ins..
Bharti Axa Smart Health Critical Illness Ins..




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Bharti AXA Critical Illness Insurance Medical Cover

1 Medical Cover
1.1 Ambulance Charges
Royal Sundaram ..
Not Available
Rank: N/A (Overall)
Reliance HealthWise Individual Insurance Medical Cover
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1.2 Air Ambulance Charges
No Critical Illness Insurance Health Insurance Plans has it !
1.3 Medical Fees
1.3.1 Consultant
11% Critical Illness Insurance Health Insurance Plans have it !
1.3.2 Surgeon
6% Critical Illness Insurance Health Insurance Plans have it !
1.3.3 Specialist
No Critical Illness Insurance Health Insurance Plans has it !
1.3.4 Anesthetist
6% Critical Illness Insurance Health Insurance Plans have it !
1.3.5 Medical Practitioner
11% Critical Illness Insurance Health Insurance Plans have it !
1.3.6 Nursing
11% Critical Illness Insurance Health Insurance Plans have it !
1.4 Medical Charges
1.4.1 Blood
6% Critical Illness Insurance Health Insurance Plans have it !
1.4.2 Oxygen
6% Critical Illness Insurance Health Insurance Plans have it !
1.4.3 Anesthesia
6% Critical Illness Insurance Health Insurance Plans have it !
1.4.4 Medicine
6% Critical Illness Insurance Health Insurance Plans have it !
1.4.5 Operation Theater
6% Critical Illness Insurance Health Insurance Plans have it !
1.5 Organ Donor Expenses
6% Critical Illness Insurance Health Insurance Plans have it !

Medical Fees Covered Under the Plan

Bharti AXA Critical Illness Insurance medical cover includes cover for medical fees charged by medical professionals who handle the case of the insured person such as such Consultants, Surgeons, Specialists, Anesthetists, Medical Practitioner and nursing team. Apart from this, coverage for ambulance charges incurred during medical emergency is also provided with Medical Fees Covered Under the Plan. In this plan, ambulance charges are covered up to Not Available.Air Ambulance charges are not covered under this policy.

Medical Charges Under Bharti AXA Critical Illness Insurance

Medical charges under Bharti AXA Critical Illness Insurance includes details about coverage of charges required by various medical consumables during the treatment of the insured person. These are the charges that incur during the hospitalization of the insured but not included under Bharti Axa Smart Health Critical Illness Insurance Hospital Cover. Blood charges are the charges applied by the hospital for giving blood to the insured. Similarly, oxygen charges are the charges of providing artificial oxygen to the patient. The cost of all the medicines given during the medical treatment of the insured person is covered under medical charges. Operation theater charges, anesthesia charges etc, are the charges incurred while providing surgical treatment to the person. Charges incurred for blood are not covered in this policy. Bharti AXA Critical Illness Insurance does not provide cover for oxygen charges under this insurance plan.

Cover for Organ Donor Expenses

Organ donor expenses are the expenses incurred by the donor for donating an organ to the insured during the course of an organ transplant. These expenses are also covered under some health insurance plans. The cost of the organ being donated by the donor is not included in these expenses. However, some health insurance plans do cover the cost of the organ separately. Organ donor expenses are not covered under Bharti Axa Smart Health Critical Illness Insurance.

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