Medical Charges Under Bharti AXA Critical Illness Insurance
Medical charges under Bharti AXA Critical Illness Insurance includes details about coverage of charges required by various medical consumables during the treatment of the insured person. These are the charges that incur during the hospitalization of the insured but not included under Bharti Axa Smart Health Critical Illness Insurance Hospital Cover. Blood charges are the charges applied by the hospital for giving blood to the insured. Similarly, oxygen charges are the charges of providing artificial oxygen to the patient. The cost of all the medicines given during the medical treatment of the insured person is covered under medical charges. Operation theater charges, anesthesia charges etc, are the charges incurred while providing surgical treatment to the person. Charges incurred for blood are not covered in this policy. Bharti AXA Critical Illness Insurance does not provide cover for oxygen charges under this insurance plan.
Cover for Organ Donor Expenses
Organ donor expenses are the expenses incurred by the donor for donating an organ to the insured during the course of an organ transplant. These expenses are also covered under some health insurance plans. The cost of the organ being donated by the donor is not included in these expenses. However, some health insurance plans do cover the cost of the organ separately. Organ donor expenses are not covered under Bharti Axa Smart Health Critical Illness Insurance.