Information About National Parivar Mediclaim Plus includes details about the type of plan, name of the insurance provider, policy status etc. National Parivar Mediclaim Plus is a family floater insurance provided by National Insurance. The company had an incurred claims ratio of 104.29 % for the financial year 2013-14 and 110.20 % for the financial year 2014-15. Incurred claims ratio is the ratio of claims incurred to the premiums collected by the insurance company. The plan is active and can be bought.
National Parivar Mediclaim Plus Eligibility provides important information of the policy, such as minimum and maximum limits of sum assured, entry age etc. Minimum age to be eligible to buy this plan is 18 Years.Cashless hospitalization is the facility provided by insurance company. Under this facility, the company directly settles medical bills, incurred during treatment of the policy holder, with the hospital.Cashless hospitalization facility is available for this health insurance policy. Minimum sum assured under National Parivar Mediclaim Plus is ₹ 3000000. Maximum sum assured option available under the plan is ₹ 5000000.
Medical and hospital covers under National Parivar Mediclaim Plus include various covers such as Pre-hospitalization cover, post-hospitalization cover, room rent, OPD charges, cover for day care procedures, domiciliary hospitalization cover, Ambulance charges, Medical fees, Medical charges etc. Pre-Hospitalization is Covered up to 30 Days under National Parivar Mediclaim Plus.Post-Hospitalization is Covered up to 30 Days under the plan. National Parivar Mediclaim Plus covers full or partial rent of the room when the insured is admitted to the hospital. OPD charges are covered under National Parivar Mediclaim Plus.
Day care procedures are the medical treatments that do not require the insured to be admitted to the hospital for more than 24 hours. 140 such procedures are covered under this policy. Domiciliary hospitalization charges are the expenses that occur when the medical treatment is taken at home. Such expenses are covered in this plan. Ambulance charges up to ₹ 5000 are covered under the plan. Various medical fees and medical charges are also covered under this policy.
Important Benefits under National Parivar Mediclaim Plus may include no claim bonus, health check-ups, cover for Maternity expenses, Critical illness cover etc. National Parivar Mediclaim Plus Benefits includes information about additional benefits available under the plan. The minimum no claim bonus you can get under National Parivar Mediclaim Plus for not claiming the policy in previous term equals to 5 % of Basic Sum Insured. The bonus amount can rise up to the maximum of 50 % of Basic Sum Insured. Periodic health check-ups are available to the insured persons under this policy. Maternity expenses are covered under this health insurance policy. Critical illness cover is not available in this plan.
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