Covers under New India Mediclaim 2012
Medical and hospital covers under New India Mediclaim 2012 include various covers such as Pre-hospitalization cover, post-hospitalization cover, room rent, OPD charges, cover for day care procedures, domiciliary hospitalization cover, Ambulance charges, Medical fees, Medical charges etc. Pre-Hospitalization is Covered up to 30 Days under New India Mediclaim 2012.Post-Hospitalization is Covered up to 30 Days under the plan. New India Mediclaim 2012 covers full or partial rent of the room when the insured is admitted to the hospital. OPD charges are covered under New India Mediclaim 2012.
Day care procedures are the medical treatments that do not require the insured to be admitted to the hospital for more than 24 hours. Such treatments are not covered under this policy. Domiciliary hospitalization charges are the expenses that occur when the medical treatment is taken at home. Such expenses are covered in this plan. Ambulance charges up to ₹ 8000 are covered under the plan. Various medical fees and medical charges are also covered under this policy.
Important Benefits Under New India Mediclaim 2012
Important Benefits under New India Mediclaim 2012 may include no claim bonus, health check-ups, cover for Maternity expenses, Critical illness cover etc. New India Mediclaim 2012 Benefits includes information about additional benefits available under the plan. The minimum no claim bonus you can get under New India Mediclaim 2012 for not claiming the policy in previous term equals to 10 % of Basic Sum Insured. The bonus amount can rise up to the maximum of 15 % of Basic Sum Insured. Periodic health check-ups are available to the insured persons under this policy. Maternity expenses are covered under this health insurance policy. Critical illness cover is available in this plan.