Information About Oriental Janata Personal Accident includes details about the type of plan, name of the insurance provider, policy status etc. Oriental Janata Personal Accident is a accidental insurance provided by The Oriental Insurance Company Limited. The company had an incurred claims ratio of 96.85 % for the financial year 2013-14 and 117.02 % for the financial year 2014-15. Incurred claims ratio is the ratio of claims incurred to the premiums collected by the insurance company. The plan is active and can be bought.
Oriental Janata Personal Accident Eligibility provides important information of the policy, such as minimum and maximum limits of sum assured, entry age etc. Minimum age to be eligible to buy this plan is 18 Years.Cashless hospitalization is the facility provided by insurance company. Under this facility, the company directly settles medical bills, incurred during treatment of the policy holder, with the hospital.Cashless hospitalization facility is available for this health insurance policy.
Medical and hospital covers under Oriental Janata Personal Accident include various covers such as Pre-hospitalization cover, post-hospitalization cover, room rent, OPD charges, cover for day care procedures, domiciliary hospitalization cover, Ambulance charges, Medical fees, Medical charges etc. Rent of the hospital room is not covered under this policy. OPD charges are not covered under Oriental Janata Personal Accident.
Day care procedures are the medical treatments that do not require the insured to be admitted to the hospital for more than 24 hours. Such treatments are not covered under this policy. Domiciliary hospitalization charges are the expenses that occur when the medical treatment is taken at home. Such expenses are not covered in this health insurance policy. Various medical fees and medical charges are also covered under this policy.
Important Benefits under Oriental Janata Personal Accident may include no claim bonus, health check-ups, cover for Maternity expenses, Critical illness cover etc. Oriental Janata Personal Accident Benefits includes information about additional benefits available under the plan. Health check-ups are not available under this policy. Maternity expenses are not covered under Oriental Janata Personal Accident. Critical illness cover is not available in this plan.
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