Information About TATA AIG Wellsurance Family includes details about the type of plan, name of the insurance provider, policy status etc. TATA AIG Wellsurance Family is a family floater insurance provided by TATA AIG General Insurance Company Ltd.. The company had an incurred claims ratio of 86.28 % for the financial year 2013-14 and 69.94 % for the financial year 2014-15. Incurred claims ratio is the ratio of claims incurred to the premiums collected by the insurance company. The plan is active and can be bought.
TATA AIG Wellsurance Family Eligibility provides important information of the policy, such as minimum and maximum limits of sum assured, entry age etc. Minimum age to be eligible to buy this plan is 18 Years.Cashless hospitalization is the facility provided by insurance company. Under this facility, the company directly settles medical bills, incurred during treatment of the policy holder, with the hospital.Cashless hospitalization facility is available for this health insurance policy.
Medical and hospital covers under TATA AIG Wellsurance Family include various covers such as Pre-hospitalization cover, post-hospitalization cover, room rent, OPD charges, cover for day care procedures, domiciliary hospitalization cover, Ambulance charges, Medical fees, Medical charges etc. Pre-Hospitalization is Covered up to 30 Days under TATA AIG Wellsurance Family.Post-Hospitalization is Covered up to 30 Days under the plan. TATA AIG Wellsurance Family covers full or partial rent of the room when the insured is admitted to the hospital. OPD charges are not covered under TATA AIG Wellsurance Family.
Day care procedures are the medical treatments that do not require the insured to be admitted to the hospital for more than 24 hours. Such treatments are not covered under this policy. Domiciliary hospitalization charges are the expenses that occur when the medical treatment is taken at home. Such expenses are covered in this plan. Ambulance charges up to ₹ 2000 are covered under the plan. Various medical fees and medical charges are also covered under this policy.
Important Benefits under TATA AIG Wellsurance Family may include no claim bonus, health check-ups, cover for Maternity expenses, Critical illness cover etc. TATA AIG Wellsurance Family Benefits includes information about additional benefits available under the plan. The minimum no claim bonus you can get under TATA AIG Wellsurance Family for not claiming the policy in previous term equals to 10 % of Basic Sum Insured. The bonus amount can rise up to the maximum of 50 % of Basic Sum Insured. Periodic health check-ups are available to the insured persons under this policy. Maternity expenses are not covered under TATA AIG Wellsurance Family. Critical illness cover is available in this plan.
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